ESI News

Employee comparing PPO, HMO, and HDHP health insurance plans

PPO vs. HMO vs. HDHP: How to Compare Your Workplace Options

EMPLOYEE BENEFITS GUIDE · REVIEWED OCTOBER 21, 2026 PPO vs HMO vs HDHP plans differ

work opportunity tax credit

Work Opportunity Tax Credit Basics for Employers

The Work Opportunity Tax Credit has ended for employees starting after December 31, 2025, but
Employee completing a yearly checklist to re-enroll in benefits

Do I Have to Re-Enroll in Benefits Every Year?

EMPLOYEE ENROLLMENT GUIDE · REVIEWED OCTOBER 20, 2026 Whether you have to re-enroll in benefits

Parents reviewing how to change health insurance after open enrollment following a birth

Can I Change Health Insurance After Open Enrollment?

EMPLOYEE ENROLLMENT GUIDE · REVIEWED OCTOBER 20, 2026 You may be able to change health

Employee discussing missed open enrollment with an HR colleague

What Happens If I Miss Open Enrollment at Work?

EMPLOYEE ENROLLMENT GUIDE · REVIEWED OCTOBER 20, 2026 Missed open enrollment at work? Start by

plan holiday staffing

How to Plan Holiday Staffing

Learn how to plan Holiday Staffing Before November Gets Complicated. ESI helps employers simplify HR
Deductible vs. out-of-pocket maximum

Deductible vs. Out-of-Pocket Maximum: What’s the Difference?

Deductible vs out of pocket maximum: understand the difference with a simple example, family coverage
HSA vs FSA

HSA vs. FSA: Differences, Eligibility and Which to Consider

Compare HSA and health FSA eligibility, unused funds and account access for 2027. Separate confirmed
Hospital indemnity insurance pregnancy

Does Hospital Indemnity Insurance Cover Labor and Delivery?

Does hospital indemnity insurance cover childbirth? Review maternity terms, waiting periods, admissions and newborn coverage.
What is critical illness insurance

What Is Critical Illness Insurance and What Does It Cover?

Learn how critical illness insurance works, which diagnosis requirements matter and what to review before
What is an HSA

What Is an HSA? How a Health Savings Account Works

Learn what an HSA is, who can contribute, how qualified spending works and what to
Business owner and HR advisor discussing co-employment responsibilities over blank paperwork

Co-Employment Questions Business Owners Ask Before Choosing a PEO

Choosing a PEO starts with clear answers about control, payroll, benefits, and accountability. Explore the
Payroll Admin

Payroll Admin

Still doing your own payroll? Tasks involved with Payroll and Employee Administration are purely transactional events.

Human Resources

Human Resources

At eESI, our business is all about assisting with the management of any organization’s most valuable resource: people.

Employee Benefits

Employee Benefits

A benefit package can be a major incentive to lure the best new talent to your workforce and keep your current employees happy.

Risk Management

Risk Management

Risk is a basic part of business. As a co-employer we work to eliminate, mitigate or share your associated legal liabilities.

HCM Technology

HCM Technology

eESI continuously utilizes the latest in technological advances through online and mobile solutions to make your life easier.

Payroll Admin

Payroll Admin

Still doing your own payroll? Tasks involved with Payroll and Employee Administration are purely transactional events.

Human Resources

Human Resources

At ESI, our business is all about assisting with the management of any organization’s most valuable resource: people.

Employee Benefits

Employee Benefits

A benefit package can be a major incentive to lure the best new talent to your workforce and keep your current employees happy.

Risk Management

Risk Management

Risk is a basic part of business. As a co-employer we work to eliminate, mitigate or share your associated legal liabilities.

HCM Technology

HCM Technology

ESI continuously utilizes the latest in technological advances through online and mobile solutions to make your life easier.