TOOLS & EQUIPMENT

Don’t slow down or halt a job due to loss of equipment

and protect your financial investments into the business

today with Tools & Equipment Insurance. Strengthen your

confidence in completing a job with no delays today!

QUICK CONSULTATION

WHAT IS TOOLS & EQUIPMENT INSURANCE?

Tools & Equipment Insurance (Inland Marine Insurance) is a method of preserving the financial investment your business has in the cost of purchasing the necessary tools & equipment. If properly insured, you could be reimbursed for perils like mechanical breakdown, fire, theft, or even loss of use. This is a good way to recoup the financial investment you have in your equipment.

PROTECT AGAINST THEFT OF EQUIPMENT

PROTECT AGAINST DAMAGE

REIMBURSE YOU FOR LOSS OF USE

TOOLS & EQUIPMENT INSURES AGAINST:

  • Reimbursement of the Owner
    • First-Party insurance that reimburses the owner
  • Tools & Equipment in Transit
    • Insure tools & equipment in transit over land and in most cases, without regard to location
  • Communication Towers
    • Could even insure certain communication towers, like radio or cell towers
  • Legal Liability exposures of Bailees
    • Could insure the legal liability exposures of bailees
  • Theft or Loss
    • Insures against theft or loss of use

“Don’t slow down or halt a job due to loss of equipment, and protect your financial investments into the business today with Tools & Equipment Insurance”.

COMMONLY ASKED QUESTIONS ABOUT TOOLS & EQUIPMENT INSURANCE:

  • Which businesses need coverage for Tools & Equipment (Inland Marine Insurance)?
    • If you have any equipment or tools that you transfer to a job site or customer location, or if you lease any tools or equipment.
  • What is a good limit of insurance on my Tools & Equipment?
    • In most scenarios, you want to be reimbursed for the cost of replacing that equipment with what it would cost you today to purchase new.
  • Is this a first or third-party coverage?
    • In most cases, this policy would reimburse you for damage or loss of use, though this could also be a third-party policy to protect against suits for legal liability while leasing other equipment.
  • Does this protect against theft?
    • Yes, in most cases, this insurance could reimburse you for theft.

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